Send money to Philippines, the cheapest way right now.
The USD → PHP corridor, priced live. Your bank, every transfer app, and the real stablecoin route on Tron (TRC-20), compared on the true all-in cost, so you know exactly which one wins today.
Your sending country changes the price we can get you.
Cheapest way: Xoom, −0.5% all-in cost, they receive ₱128,113, about $2,009
Cheapest way to send $2,000 to Philippines
Priced just nowMid-market rate 1 USD = 63.7632 PHP
They receive ₱128,113 (≈ $2,009)
₱4,425 (≈ $69) more than your bank would send
all-in cost
Opens Xoom on this destination
Send to Philippines more than once?
Most people send to the same place again and again. Pick a cadence to see what your bank quietly costs you a year, and what switching keeps.
The three ways to send, ranked
Every provider we priced
8 checked for this transferWhat each really delivers on $2,000 to Philippines, cheapest first. We check them so you can see we did.
- XoomCheapestThey get ₱128,113 (≈ $2,009)−0.5%Send
- WiseThey get ₱126,736 (≈ $1,988)0.6%Send
- InstaremThey get ₱126,506 (≈ $1,984)0.8%Send
- RemitlyThey get ₱126,430 (≈ $1,983)0.9%Send
- Western UnionThey get ₱123,688 (≈ $1,940)3.0%Send
- Wells FargoThey get ₱123,688 (≈ $1,940)3.0%in branch
- PayPalThey get ₱121,813 (≈ $1,910)4.5%Send
- OFXThey get ₱121,737 (≈ $1,909)4.5%Send
What this is connected to
Indicative estimate, not a guaranteed quote. Where our numbers come from
How the crypto route is priced, in full
The stablecoin path, honestly
all-in 2.3%–5.8%Not a single hero number. This is both legs, both spreads, the on-chain fee and the cash-out, quoted as a range from best to worst case.
- Buy USDT (on-ramp spread)The markup to buy USDT with your currency. Lowest via a bank/ACH pro order.+1.2%
- Send on Tron (TRC-20)≈ $2.02 on-chain fee, independent of amount.+0.1%
- Sell USDT + cash outThe sell spread plus the local cash-out fee at the receiving end.+1.6%
- Local USDT premiumLocal USDT trades below the mid rate here, which works against the stablecoin path.+0.1%