The EUR → NGN corridor, priced live. Your bank, every transfer app, and the real stablecoin route on Tron (TRC-20), compared on the true all-in cost, so you know exactly which one wins today.
Your sending country changes the price we can get you.
Cheapest way: Wise, −3.3% all-in cost, they receive NGN 3,070,248, about €2,066
Cheapest way to send €2,000 to Nigeria
Priced just nowMid-market rate 1 EUR = 1,486.37 NGN
They receive NGN 3,070,248 (≈ €2,066)
NGN 174,500 (≈ €117) more than your bank would send
all-in cost
Opens Wise with this amount and corridor filled in
Send to Nigeria more than once?
Most people send to the same place again and again. Pick a cadence to see what your bank quietly costs you a year, and what switching keeps.
The three ways to send, ranked
Every provider we priced
5 checked for this transferWhat each really delivers on €2,000 to Nigeria, cheapest first. We check them so you can see we did.
Indicative estimate, not a guaranteed quote. Where our numbers come from
Not a single hero number. This is both legs, both spreads, the on-chain fee and the cash-out, quoted as a range from best to worst case.
Risk: High enforcement risk: Nigeria's EFCC has frozen crypto-seller bank accounts (over 1,100 traders, and ₦548.6m of USDT sellers in 2024). A recipient's account can be frozen over funds they did not know were tainted.
Change the amount or destination above to reprice instantly. Mid-market rates from the fawazahmed0 currency-api (public domain); fallback rates by Exchange Rate API (exchangerate-api.com).
On €2,000, a typical bank takes about 2.6%. That is NGN 174,500 (≈ €117) more the cheapest route leaves in Nigeria.
Corridor volume
$21B
sent per year (2024)
Mid-market rate
1,486.37
1 EUR = NGN
Cheapest today
−3.3%
all-in via Wise
This is the honest version of the crypto path: four legs, each with its real cost. Nothing here is a single flattering number. The all-in range for this corridor is -3.1%–1.6%.
Fund a reputable exchange with your EUR and buy USDT. Because EUR is not the dollar, this leg first crosses EUR into USD, so its spread is baked into the range below.
+1.2% typical buy spread
Transfer the USDT to the recipient (or your own off-ramp account) over Tron (TRC-20). This is the only part that is genuinely near-free: the on-chain network fee is a flat cost, not a percentage.
≈ $2.02 network fee, flat
Sell the USDT for NGN on Busha or another display-safe venue. Across the 2 venues we track, you receive about 1,399.30 NGN per USDT after the local sell spread, a 4.1% premium over the mid-market rate. That premium is the edge banks never show you.
+0.4% typical sell spread
Withdraw the NGN to a bank account or mobile wallet. A small withdrawal fee applies at the receiving end, and it is counted in the all-in range, not hidden.
+0.4% cash-out
Enforcement risk: High enforcement risk: Nigeria's EFCC has frozen crypto-seller bank accounts (over 1,100 traders, and ₦548.6m of USDT sellers in 2024). A recipient's account can be frozen over funds they did not know were tainted.
The off-ramp is where the stablecoin route earns or loses its edge: the real NGN-per-USDT price at a display-safe venue, and how far it sits above or below the mid-market rate.
1,393.59NGN/USDT
Source: busha
1,405.02NGN/USDT
24h volume $25.8K
Source: quidax
All-in cost of the winning path on this corridor over time. It is why we re-price live instead of publishing a static table. Latest reading: -1.1%.
A rate table cannot see the fee your bank buried in the exchange rate. Senders can. Tell us what a real transfer cost and it sharpens the true all-in number for this corridor. Every report is verified before it counts.
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The honest answers, priced from the same live comparison you see above. No affiliate spin, no single flattering number.
Mid-market 1 EUR = 3,582.02 COP
